Vision

Seeing is believing. Keep your eyes healthy with vision coverage through Guardian VSP.

Good to Know

You can receive care from any licensed vision provider, but you’ll maximize your benefits and save money by choosing a Guardian VSP network provider.

VSP has one of the largest networks of vision care professionals in the country. You can still see a non-VSP provider, but you’ll pay more.

Eligibility

The vision plan is available to all team members except those who live in Hawaii. Hawaii team members: Your vision insurance is included in your medical plan.

No ID Card Needed

VSP doesn't issue ID cards, but you can always print one from VSP's website. To receive services,  let the VSP provider know you're a member, and your doctor and VSP will handle the rest.

Plan Features

Here’s a quick overview of the vision plan.

Benefit
What You Pay (In-Network)
Exam
Every 12 months
$20 co-pay
Basic Lenses and Materials
Every 12 months
$20 co-pay
Frames
Every 24 months
$130 retail allowance, plus 20% discount on any amount over that
Cosmetic Extras
30% off retail price (on average)
Contacts
(instead of glasses)
$130 allowance
Contact Lens Evaluation and Fitting
5% off UCR rate (usual, customary and reasonable)
Laser Correction Surgery
Note: This is not an insured benefit.

15% discount off retail price, or 5% off promotional price. Check out more discounts from VSP on Lasik

Find a Provider

Locate a nearby in-network vision provider online. Go to the Guardian VSP tool.

Find a Network Provider

Plan Rates

The following are 2025 monthly vision rates that are deducted on a pre-tax basis from your pay.

Coverage Level
Monthly Payroll Deduction
Employee Only
$7.70
Employee + Spouse/Domestic Partner
$12.96
Employee + Child(ren)
$13.22
Family
$20.88
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