Life/AD&D

Life and AD&D insurance gives you and your loved ones financial protection if something unexpected happens, like a serious accident or death.

Good to Know

Lithia and Driveway automatically provides life and AD&D insurance to all full-time team members. If you want extra protection, you can choose supplemental life insurance and/or AD&D for yourself and eligible dependents. Guardian administers the plans. To file a claim, please reach out to the Benefits Team.

Eligibility

All full-time team members are eligible for the life and AD&D plans. Just a heads up, Company-paid and supplemental life insurance will be reduced once you reach age 60.

Life Insurance

Life insurance provides peace of mind that your family members will have the support they need in the event of your death. Evidence of Insurability is not required.

Company-Paid Life Insurance

Lithia & Driveway automatically provides $15,000 in life insurance at no cost. You don’t need to be enrolled in any other Lithia & Driveway benefits to receive this coverage.

Supplemental Life Insurance

Need more coverage? You can add an extra tier of life insurance coverage for yourself, your spouse/domestic partner, and your children annually during Open Enrollment. For monthly premiums, go to My Lithia Benefits.

Supplemental Life Insurance
Coverage Options
Employee
  • $10,000
  • $25,000
  • $50,000
  • $100,000
  • $150,000
  • $200,000
  • $250,000
  • $300,000
Spouse/Domestic Partner
Up to 50% of  employee amount ($50,000 maximum)
Children
Up to 10% of employee amount ($10,000 maximum)

Extra Protection for Travel

If you're a full-time team member, you're also covered with $100,000 in Company-paid Business Travel Accident insurance—just in case something happens while you're traveling for work.

AD&D Insurance

AD&D (accidental death & dismemberment) insurance provides financial support if a serious accident changes your life—or the life of a covered family member.

Company-Paid AD&D Insurance

Lithia & Driveway automatically provides $15,000 in AD&D insurance at no cost. No need to be enrolled in any other Lithia & Driveway benefits to receive it—it’s just part of being a full-time team member.

Supplemental AD&D Insurance

For extra coverage, you can choose an extra tier of supplemental AD&D coverage for yourself, your spouse/domestic partner, and your child(ren) annually during Open Enrollment. For monthly premiums, go to My Lithia Benefits.

Supplemental AD&D Insurance
Coverage Options
Employee/Family
Coverage is available in $50,000 increments, up to $500,000

Update Your Beneficiaries

Make sure your assets and benefit payouts go to the right people by keeping your life and AD&D beneficiary info up-to-date on My Lithia Benefits.

Review Beneficiaries
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